It's cold outside

The weather has reached shivering-level fast here in NYC. Instead of putting on warmer clothes, however, many of us just wear thin layers and put on the thickest coat we own. But imagine owning this zip mohair cardigan by The Stray Boys. It has a PADDED collar giving the illusion it's a hoodie while keeping your neck nice and warm. Your body would thank you for your wise purchase, and then you'd leave it on for days until people started making hipppie jokes about you.